Press Release strengthens Senior Leadership with Domain Experts, an AI-powered Enterprise SaaS platform focusing on B2B BNPL, today announced the appointment of senior leaders.

The company has strengthened the team by adding two senior members: Prakash Dara, Executive Vice President, Scoring & New Credit Products and Manish Gupta, Strategic Advisor.

Commenting on the appointments, Raghunath Subramanian, Co-Founder, Global CEO and Executive Chairman, said, “I am delighted to expand our senior leadership team at As category creators in the AI-powered Enterprise SaaS with B2B BNPL (Buy Now Pay Later) embedded, we are sure this empowers us to drive large-scale transformation in the supply chain ecosystem across geographies. With the expanded team we will now be focusing on building our business globally, starting with India.“

Prakash Dara, a seasoned Risk and Business professional, will be responsible for strategically driving Actyv Score as a standalone product, create new age underwriting models to propel B2B BNPL and also help in innovating new credit products.  Manish Gupta,  a reputed business leader in the FMCG sector has joined as the Strategic Advisor and will augment business relationships and also contribute to relevant technology interventions for transformation across the eco-system,” he said.

Prakash a CA, CS and CWA,  has over 23 years of experience in the banking sector. He has been the Executive Vice-President and Business Head at Kotak Mahindra Bank across multiple verticals.  After his long stint with Kotak, he was associated with Mango Advisors LLP as a partner and is the Co-Founder of Flint Consulting LLP an investment banking firm.

Prakash Dara said, “I am thrilled to be a part of the team, who are trying to simplify and make credit accessible to the B2B segment. Despite being the backbone of the country’s economy, 80% of the MSMEs lack formal access to credit. Through, we are on a mission to change the game by empowering these enterprises with hassle-free credit in order to help them run an efficient business.”

Manish is an Engineer and XLRI alumni, has over 26 years of experience in the FMCG sector. He has held various leadership positions and has led large teams at world renowned FMCG companies like Reckitt, GSK Consumer & Walmart, thereby giving him a ringside view of the Indian trade ecosystem.

Manish Gupta said “Having been an integral part of FMCG industry for over 20 years, I understand the growth opportunity that can be unlocked for all the players in the value chain. It’s intuitively simple – easy access to capital creates easy access to brand availability at stores! This virtuous cycle creates new business, new jobs and helps propel the national economic engine. I look forward to doing my bit towards building this connected eco-system :, FIs, Brand owning Enterprises and their distributors & retailers.” is an easy to adapt Enterprise SaaS low-code no-code platform. It is used by large enterprises (like Britannia, Nivea, Adani Wilmar Previously,” he said.  and others) to transform their supply chains and to empower their partners with an intuitive platform and financial products. Actyv Score enables financial institutions like Kotak Mahindra Bank, Axis Bank and others to provide unsecured, low-interest, closed-loop credit (BNPL for B2B) for SMBs.

About is an easy to adapt Enterprise SaaS low-code no-code platform. It is used by large enterprises to transform their supply chains and to empower their supply chain partners. Enterprises can scout for partners via the platform and appoint/onboard them digitally. During the onboarding process, checks for errors and frauds in the partner’s documents and then analyses the data extracted to create the partner’s Financial Health Report and Actyv Score. Based on these, the partner gets access to closed-loop bank credit – BNPL for B2B – which it can use as working capital.

Leave a Response